BUSINESS INSURANCE FOR SMALL AND MEDIUM-SIZED BUSINESSES

Quickly find your Business Owners policy

        • Quickly compare multiple, personalized quotes at once
        • Buy online or speak to an advisor before you decide
        • Starting at just $20/mo

        Get your Business Owners policy in three easy steps:

        Answer a few simple questions

        Tell us a little about your business, and we’ll show you the policies that cover your needs!

        Compare your options online

        Pick the policy that fits your business and budget.

        Coverage begins within 24 hours

        Buy online or speak with a licensed advisor and quickly get the coverage you need!

        Why do I need General Liability insurance for my business?

        General Liability insurance is the most basic form of protection that you can get for your business.

        General liability insurance will help cover medical expenses and legal fees resulting from bodily injuries and property damage for which your business may be legally responsible. General Liability insurance also protects your business from the most common claims that can arise as a result of normal business operations - including claims of property damage, personal injury, libel, slander and defamation.

        Your business is covered

        Litigation is inevitable for many businesses.

        The threat of lawsuit is very real in the small and medium-sized business sector. Roughly 40% of SMBs are involved in litigation on any given year,* and as your business grows, the likelihood of legal action increases.
        ‍
        A lawsuit is impossible to plan for, but General Liability insurance makes it easy to handle. Save yourself from financial loss and legal headaches by having the pieces in place to protect yourself.

        *Impact of Litigation on Small Business by Klemm Analysis Group

        What is covered

          • Bodily injury
          • Third party property damage
          • Personal injury
          • Advertising injury (libel & slander)
          • Third party medical expenses
          • Legal expenses

          *Specific coverages vary by policy

          What is not covered

              • Damage to business equipment and rented property
              • Employee on the job injuries
              • Malpractice
              • Fraud or intentional injury
              • Failure to protect sensitive information

              *If you own or rent a physical work space, then a BOP policy is better for you.

              Insurance tailored to your business

              From start-up to well-established, every business can find the coverage they need.

              General Liability

              Starting at $20 /mo

              Recommended for those who rent or own an office space or worksite. This combines general liability with property insurance.

              Workers Compensation

              Starting at $20 /mo

              Recommended for those who rent or own an office space or worksite. This combines general liability with property insurance.

              Business Owners Policy

              Starting at $20 /mo

              Recommended for those who rent or own an office space or worksite. This combines general liability with property insurance.

              Commercial Umbrella

              Starting at $20 /mo

              Recommended for those who rent or own an office space or worksite. This combines general liability with property insurance.

              Directors and Officers

              Starting at $20 /mo

              Recommended for those who rent or own an office space or worksite. This combines general liability with property insurance.

              Professional Liability

              Starting at $20 /mo

              Recommended for those who rent or own an office space or worksite. This combines general liability with property insurance.

              Commercial Auto

              Starting at $20 /mo

              Recommended for those who rent or own an office space or worksite. This combines general liability with property insurance.

              Other Insurance

              Starting at $20 /mo

              Recommended for those who rent or own an office space or worksite. This combines general liability with property insurance.

              Not sure what insurance you need?

              Share some specifics about your business, and we’ll recommend policies to get you the right coverage.

              Still need help?

              Licensed advisors are standing by.

                View your quotes online, then connect with an advisor over the phone. Get started on a quote today, and we'll pair you with a licensed advisor to discuss your coverage.

                What is Imperial Regency Insurance?

                Imperial Regency Insurance is the only place where you can compare business insurance quotes AND buy multiple insurance policies online. You get fast, accurate, and actionable quotes based on your specific needs with competitive rates and coverages.

                Plus, your business insurance quotes are backed by the most trusted insurance carriers in the industry: